(California Court of Appeal) – In an action against an insurer alleging breach of action and bad faith because defendant refused to fully compensate plaintiff for collision-related damages to his vehicle as required under his insurance policy and under the insurance policy of a drive involved in the collision, the trial court’s dismissal with prejudice of the complaint is affirmed where: 1) plaintiff’s argument that the policy exclusion violated public policy and was void is without merit; and 2) plaintiff cannot state a cause of action for bad faith against insurer-defendant based on co-defendant’s insurance policy.