(California Court of Appeal) – In an insurance coverage action, arising out of a suit brought by a homeowner’s insurer against a contractor who installed a fireplace that caused a fire which destroyed the home, the trial court’s grant of summary judgment that contractor’s insurer did not have a duty to defend contractor is reversed where under the standard language in a commercial general liability policy, the liability insurer does have a duty to defend the contractor because the insurer failed to eliminate all possibility of coverage.