(California Court of Appeal) – In an action arising out of the rental of self-service storage space, alleging violations of the Unfair Competition Law (UCL), Bus. & Prof. Code section 17200 et seq., violations of the Consumers Legal Remedies Act (CLRA), Civ. Code section 1750 et seq., negligent misrepresentation, and civil conspiracy, the trial court’s judgment in favor of defendants is affirmed where an addendum to a storage unit rental agreement, which modified the agreement’s allocation of liability for damage or loss to stored property, was not “insurance” subject to regulation under Article 16.3 of the Insurance Code concerning self-service storage agents.